current account alternative
Get a free
prepaid Mastercard® card
Contactless cardYou'll receive a free contactless card as standard so that you can tap and go with contactless payments.
Free to use online and in-storeYou can use the U card for free to make purchases online or in-store in a jiffy.
your money better with U
Extra AccountsWhether its setting cash aside or setting up direct debits for your bills, with their own unique account numbers and sort codes, Extra Accounts will help you get organised and keep your separate funds separate.
No overdraftAvoid overspending with no overdraft or penalty fees. Stay in control of your finances.
How to apply?
You can apply for a U Account if you're at least 18 years old and live in the UK at an address we can verify.
Get an account in just two minutes by filling out our easy online application form.
We believe everyone should have access to a current account, no matter what your circumstances or credit history. We're here to offer you a fresh start, with all the tools you need to take control of your finances.
We are here for you
Online SupportGet in touch with a secure in-account message, talk to us through live chat, send us over an email, or reach us on Facebook and Twitter.
“Welcome to U” Calls for New CustomersYou can schedule a free 15-minute chat with us, at a time that suits you to help you get started with your U Account.
How much does it cost?
It's free to open an account, get your card, and transfer your money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you. You choose how to pay from one of our three flexible monthly pricing options; £0, £5 and £10. Which you're able to adjust to your needs each month.