Never use a bank again. Join the digital account revolution with the Unbank of U.

U Card
U Account App on Mobile

A hassle-free
current account alternative

Payments screen Direct debits screen Paypoint screen
U Card

Get a free
prepaid Mastercard® card

U Card
  • Contactless card

    You'll receive a free contactless card as standard so that you can tap and go with contactless payments.
  • Free to use online and in-store

    You can use the U card for free to make purchases online or in-store in a jiffy.
  • Card security

    Lost your card? You can report it to us in our app or on the website. You can also temporarily lock or unlock your card straight from your phone.

Manage
your money better with U

  • Extra Accounts

    Whether its setting cash aside or setting up direct debits for your bills, with their own unique account numbers and sort codes, Extra Accounts will help you get organised and keep your separate funds separate.
  • No overdraft

    Avoid overspending with no overdraft or penalty fees. Stay in control of your finances.
  • Mobile app

    Manage your money on the go with our iOS and Android mobile app - check your balance, manage your cards, move money within Extra Accounts, and more!

Trustpilot ratings

How to apply?

You can apply for a U Account if you're at least 18 years old and live in the UK at an address we can verify.

Get an account in just two minutes by filling out our easy online application form.

Accessible

We believe everyone should have access to a current account, no matter what your circumstances or credit history. We're here to offer you a fresh start, with all the tools you need to take control of your finances.

We are here for you

  • Online Support

    Get in touch just by heading over to our Contact Us page, and getting in touch with the team.
  • “Welcome to U” Calls for New Customers

    You can schedule a free 15-minute chat with us, at a time that suits you to help you get started with your U Account.

How much does it cost?

It's free to open an account, get your card, and transfer your money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you. You choose how to pay from one of our three flexible monthly pricing options; £0, £5 and £10. Which you're able to adjust to your needs each month.

Awards

U Account Red Herring Top 100 Winner U Account Innovation Digital Account U Account Best Basic Bank Account U Account Innovation Alternative Banking
U Account Red Herring Top 100 Winner
U Account Innovation Digital Account
U Account Best Basic Bank Account
U Account Innovation Alternative Banking