It's all about you. Not your credit score.
Get all the features of a bank account and more, without going in-branch, without a credit check, and without the risk of unexpected fees.Apply Now
The bank account alternative for everyone
Here at U, we believe that a bad credit score should never hold you back. We think everyone has the right to a safe place to keep their money. And we believe everyone deserves access to the tools and services that will help them manage it. We’re big on fairness over here. It’s who we are. And we’re here for YOU.
That’s why U Account is available to everyone to apply, no matter their credit score.
We won’t run a credit check when you apply – in fact, let’s not even talk about it. Simply apply for an account online in a matter of seconds, from the comfort of your wherever you like. No need to take time out of your busy life to journey to the bank.
It’s important to us that we’re completely transparent, and fair, with our pricing structure, too. You won’t find any sneaky hidden fees with U. Instead, we’ve got three clear Price Points that allow you to either pay for the services you choose to use, or just pay one monthly tariff. Whatever works best for YOU. And hey, there’s no need to stick to the same Price Point if you decide it’s not working out. There’ll be no hard feelings here.
We haven’t even mentioned all the budgeting help you’ll get from tools like Money Manager, Extra Accounts and 365 Budgeting (you can save £650 by Christmas – not an amount be sniffed at). Sound good?
Open a bank account alternative online today, with no credit checks, for a fairer way to manage your finances. With U.