Account Features
U Account has broken the mould in banking to deliver a current account that's built around YOU.
Get all the features of a bank account plus a whole lot more. Now, you can manage your money on the go, view your spending categorised, and even organise your funds into separate accounts. All with one U Account.
And it takes seconds to apply.
Welcome to the future.
Click on a feature to read more
Contactless Card
You'll receive a free prepaid contactless Mastercard® card as standard, so you can make purchases online or in-store in a jiffy.
Extra Accounts
Whether it's setting cash aside or setting up direct debits for your bills, with their own unique account numbers and sort codes, Extra Accounts will help you get organised and keep your separate funds – separate.
App for iOS and Android
Step out of the dark and stay on top of your spending, wherever you are. U Account's Balance+ app makes it easy to check your balance, manage your Extra Accounts and more.
Money Manager
Visual statements, spending categories and interactive graphs will track exactly where (and when) your money is going, so you can take back control of your budget.
Payments
Get your wages or benefits paid directly to your U Account, receive BACS and Faster Payments, make payments out, AND set up direct debits or standing orders. We've got all bases covered.
Cashback
Turn your everyday purchases into cold, hard cash with U Points. Online or in-store, simply use your card with any of our recognised retailers and you'll automatically reap the rewards each month. Use your card, earn your points, watch the cashback roll in.
No Credit Checks
U Account is available to everyone, no matter their credit score. We won't even run a credit check when you apply. It means you can apply for an account online in a matter of seconds, from the comfort of your wherever you like. No need to take time out of your busy life to journey to the bank.
Online Support
Whether it's a query or a quibble, we're here for U if you need us. Get in touch with a secure in-account message, talk to us through Live Chat, or send us over an email. You can even reach us on Facebook and Twitter.
