It's All About

U Account has broken the mould in banking to deliver a digital personal account that's built around YOU.

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Account Features

U Account has broken the mould in banking to deliver a digital personal account that's built around YOU.

Get all the features of a bank account plus a whole lot more. Now, you can manage your money on the go, view your spending categorised, and even organise your funds into separate accounts. All with one U Account.

And it takes seconds to apply.

Welcome to the future.

  • Contactless card
  • Extra Accounts
  • App for iOS and Android
  • Money Manager
  • Payments
  • Cashback
  • No credit checks
  • Online support

Click on a feature to read more

Contactless Card

You'll receive a free prepaid contactless Mastercard® card as standard, so you can make purchases online or in-store in a jiffy.

Contactless card provided free with every U Account

Extra Accounts

Whether it's setting cash aside or setting up direct debits for your bills, with their own unique account numbers and sort codes, Extra Accounts will help you get organised and keep your separate funds – separate.

U Account's Extra Accounts with direct debits let you separate funds & budget better

App for iOS and Android

Step out of the dark and stay on top of your spending, wherever you are. U Account's Balance+ app makes it easy to check your balance, manage your Extra Accounts and more.

U Account app for iOS and Android facilitates mobile money management

Money Manager

Visual statements, spending categories and interactive graphs will track exactly where (and when) your money is going, so you can take back control of your budget.

U Account's digital money manager with visual statements tracks and categorises your spending U Account's digital money manager with visual statements tracks and categorises your spending

Payments

Get your wages or benefits paid directly to your U Account, receive BACS and Faster Payments, make payments out, AND set up direct debits or standing orders. We've got all bases covered.

U Account offers direct debits, standing orders, Faster Payments and BACS

Cashback

Turn your everyday purchases into cold, hard cash with U Points. Online or in-store, simply use your card with any of our recognised retailers and you'll automatically reap the rewards each month. Use your card, earn your points, watch the cashback roll in.

Earn rewards points on spending with U Account's cashback partners

No Credit Checks

U Account is available to everyone, no matter their credit score. We won't even run a credit check when you apply. It means you can apply for an account online in a matter of seconds, from the comfort of your wherever you like. No need to take time out of your busy life to journey to the bank.

Apply for an account online with no credit checks, with the U current account alternative

Online Support

Whether it's a query or a quibble, we're here for U if you need us. Get in touch with a secure in-account message, talk to us through Live Chat, or send us over an email. You can even reach us on Facebook and Twitter.

Get online support with U Account's live chat and secure messaging services Get online support with U Account's live chat and secure messaging services