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U is the trading name of Ffrees Family Finance Ltd (Company Number: 7516554). U is not a bank. U is authorised and regulated by the Financial Conduct Authority as a credit broker (Number: 630255). U Accounts are serviced online. U does not offer overdrafts. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by Mastercard® International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).