Fees & Pricing

You choose how to pay

We've got three flexible payment options for you to choose from, so you can make the best decision for you. Decide what works based on how you'll use your account, and even change this later on if you decide it's not working out.

It's completely free to apply for a U Account and receive your prepaid Mastercard® card.


Payments out/direct debits

UK cash withdrawals

Free Extra Accounts

Additional Extra Accounts

Cash withdrawals abroad

*£1.00 monthly dormancy fee after 60 days of inactivity

Free stuff & other fees

These stay the same however you choose to pay.

Contactless card


Card transactions


Transfers in


Paying in with PayPoint


Transactions not in GBP (£)


Postal statements


Replacement card


Account limits

Brush up on any account limits, including maximum balances, payments and cash withdrawals.

View Account Limits