Choose how to pay
It's free to open an account, get your card, and transfer money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you – pick a payment option based on what you think you'll use. You can always change your mind later.
As soon as you've activated your U Mastercard® card, the limits in the table below will be applied to your account. Please note that reduced limits apply when you've opened an account but haven't activated your card.
The maximum balance is £10,000. All other account limits are as follows: