Apply for a U Account

Set up your new U Account in no time

It won't take long from here! You're just a few steps away from your new current account. Fill in the form and we'll do the rest.

Choose how to pay

It's free to open an account, get your card, and transfer money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you – pick a payment option based on what you think you'll use. You can always change your mind later.

Good for budgeting

Payments out/direct debits

UK cash withdrawals

Free Extra Accounts

Additional Extra Accounts

Cash withdrawals abroad

*£1.00 monthly dormancy fee after 60 days of inactivity

Free stuff & other fees


These stay the same however you choose to pay.

Contactless card

Free

Card transactions

Free

Transfers in

Free

Paying in with PayPoint

3%

Transactions not in GBP (£)

3%

Postal statements

£2.50

Replacement card

£3.50

You can view an industry-standard 'Fee information document' for any of these pricing options by clicking here for the £10-per-month option, here for the £5-per-month option, or here for the £0-per-month option.

Account limits


As soon as you've activated your U Mastercard® card, the limits in the table below will be applied to your account. Please note that reduced limits apply when you've opened an account but haven't activated your card.

The maximum balance is £10,000. All other account limits are as follows:

Your details

Confirm your details

Card name

Choose how you'd like your name to appear on your card.

Important: Please check these details carefully. We use your email address and mobile number to verify your identity, and you won't be able to open or use your account if these are not correct.

Email address

Mobile phone number

Current address

1 Somewhere Road


Date of birth

1st September 1964

Gender

Male

Your chosen price point


Edit details

Proving you're human

Account security

Important: Please check these details carefully. We use your email address and mobile number to verify your identity, and you won't be able to open or use your account if these are not correct.

1 upper-case letter
1 lower-case letter
2 numbers
10–20 characters
No sequences
No personal info

Strength

Make sure this is memorable – you’ll need it to make payments and account changes.