Fair & flexible
It's FREE to open an account, get your card, and transfer your money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you. You choose how to pay from one of our three flexible payment options, which you can change each month, if you want to.
It's FREE to open an account, get your card, transfer your money in, and make card transactions here in the UK. You choose how to pay for any extras from one of our three flexible payment options.
*£1.00 monthly dormancy fee after 60 days of inactivity
As soon as you've activated your U Mastercard® card, the limits in the table below will be applied to your account. Please note that reduced limits apply when you've opened an account but haven't activated your card.
The maximum balance is £10,000. All other account limits are as follows: