Unbank of

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The current account for you

Direct Debits

Contactless card

Add Extra Accounts

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Pricing that works for you


Payments out/direct debits

UK cash withdrawals

Free Extra Accounts

Additional Extra Accounts

Cash withdrawals abroad

*£1.00 monthly dormancy fee after 60 days of inactivity

Choose from three flexible payment options

There's no charge to set up an account or receive your U contactless prepaid Mastercard® card, plus payments in, UK card transactions, and your digital Money Manager are all completely free. You choose what extras you'd like to pay for based on how you use the account.

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Budget Control

Extra Accounts

Get extra accounts, with their own sort codes and account numbers

You'll no longer have to worry about overdraft charges. Set money safely aside, and avoid spending it accidentally. Create an Extra Account for whatever suits YOU (bills, birthdays, or a rainy day), then set up direct debits and standing orders to make sure you stay ahead.

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Money Manager

Money Manager

Track money in and out with a money manager especially for you

Now you can see exactly where your money is going, with monthly statements, an interactive graph and a list of categories. YOU can easily track what you're spending (and when); giving you a better understanding of your budget and more control over your money.

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Fair For Everyone

Mobile Hand


Unbanking is about being fair. Anyone can apply, regardless of wealth or credit record. You'll need to prove your identity, that's all. Our simple online application lets you have an account opened in minutes. We don't discriminate; everyone pays the same (for what YOU use, not what others use).

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Mobile Hand

U is the future


A fresh modern approach to product and service

You'll never need to use a bank again. This is just the start of the unbanking journey, with more innovation and new ideas coming, to make controlling your money simple, modern and digital. U technology will allow us to plug in other providers' financial services very soon.

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