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Simple online loans from £200 - £4,000.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

U Account
features

Contactless Visa card

You'll receive a free prepaid contactless Visa card as standard, so you can make purchases online or in-store in a jiffy.

Contactless card provided free with every U Account

Extra Accounts

Whether it's setting cash aside or setting up direct debits for your bills, Extra Accounts will help you get organised and keep your separate funds – separate.

U Account's Extra Accounts with direct debits let you separate funds & budget better

App for iOS and Android

Step out of the dark and stay on top of your spending, wherever you are. The U Account app makes it easy to check your balance, move your money, and more.

U Account app for iOS and Android facilitates mobile money management

Payments

Get your wages or benefits paid directly to your U Account, receive BACS and Faster Payments, make instant payments out, AND set up direct debits or standing orders. We've got all bases covered.

U Account offers direct debits, standing orders, Faster Payments and BACS

Online support

Whether it's a query or a quibble, we're here for you if you need us. Get in touch just by heading over to our Contact Us page.

Get online support just by getting online and contacting the team Get online support just by getting online and contacting the team

Awards

U Account Red Herring Top 100 Winner U Account Innovation Digital Account U Account Best Basic Bank Account U Account Innovation Alternative Banking
U Account Red Herring Top 100 Winner
U Account Innovation Digital Account
U Account Best Basic Bank Account
U Account Innovation Alternative Banking

Fair & flexible

It's FREE to open an account, get your card, and transfer your money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you. You choose how to pay from one of our flexible payment options, which you can change each month, if you want to.

It's FREE to open an account, get your card, transfer your money in, and make card transactions here in the UK. You choose how to pay for any extras from one of our flexible payment options.

Good for budgeting

Payments out/direct debits

UK cash withdrawals

Free Extra Accounts

Cash withdrawals abroad

Free stuff & other fees

These stay the same however you choose to pay.

You can view an industry-standard 'Fee information document' for any of these pricing options by clicking here for the £10-per-month option or here for the £0-per-month option.

Account limits

As soon as you've activated your U Visa card, the limits in the table below will be applied to your account.