Your money, on your terms.
Manage your finances with the U Money account.
Make payments, manage your bills and more. Start improving your financial wellness today.
Download the U Money App
Contactless Visa card
You'll receive a free prepaid contactless Visa card as standard, so you can make purchases online or in-store in a jiffy.
Extra Accounts
Whether it's setting cash aside or setting up direct debits for your bills, Extra Accounts will help you get organised and keep your separate funds – separate.
App for iOS and Android
Step out of the dark and stay on top of your spending, wherever you are. The U Account app makes it easy to check your balance, move your money, and more.
Payments
Get your wages or benefits paid directly to your U Account, receive BACS and Faster Payments, make instant payments out, AND set up direct debits or standing orders. We've got all bases covered.
Online support
Whether it's a query or a quibble, we're here for you if you need us. Get in touch just by heading over to our Contact Us page.
Awards
Fair & flexible
It's FREE to open an account, get your card, and transfer your money in. It also won't cost you anything to use your card online or in-store here in the UK. Everything else is up to you. You choose how to pay from one of our three flexible payment options, which you can change each month, if you want to.
It's FREE to open an account, get your card, transfer your money in, and make card transactions here in the UK. You choose how to pay for any extras from one of our three flexible payment options.
*£1.00 monthly dormancy fee after 60 days of inactivity
Free stuff & other fees
These stay the same however you choose to pay.
Free
Free
Free
3%*
3%
£2.50
£5.00
£10.00
*£1 minimum charge
You can view an industry-standard 'Fee information document' for any of these pricing options by clicking here for the £10-per-month option or here for the £0-per-month option.
Account limits
As soon as you've activated your U Visa card, the limits in the table below will be applied to your account.